Terms of Service

By accessing the Service at https://app.phihelm.comor any related domain, by creating an account, or by clicking “I agree” you accept these Terms in full. If you do not accept these Terms, you must not use the Service.

The Service is intended for users who are at least 18 years old and legally able to enter into a binding contract under the laws of their jurisdiction. You represent that you meet these requirements. The Service is offered from the United States and may not be appropriate or available in every jurisdiction.

You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. You agree to notify us immediately at [email protected] of any unauthorized access.

You must provide accurate registration information. We may suspend or terminate accounts that we reasonably believe to be fraudulent, automated, or in violation of these Terms.

Access to the paid features of the Service requires an active subscription. Pricing is shown on the https://phihelm.com/pricing page and may be updated from time to time. Payments are processed by Stripe, Inc.; we do not receive or store your full payment-card details.

Subscriptions renew automatically at the end of each billing period until cancelled. You may cancel at any time through the Stripe-hosted Customer Portal accessible from your account; cancellation takes effect at the end of the current paid period and you retain access until that date.

Refunds are not provided for partial billing periods. See our Refund Policy for the limited circumstances in which refunds may be issued.

You agree not to:

• Use the Service to violate any law, regulation, or third-party right;
• Reverse-engineer, decompile, or attempt to extract the source code;
• Use the Service to operate a copy-trading, signal-resale, or managed-account business without our prior written consent;
• Attempt to gain unauthorized access to other users’ accounts or data;
• Interfere with the operation of the Service (DoS, scraping at scale, etc.);
• Misrepresent the source of, or ownership of, content delivered by the Service.

The Service connects, with your authorization, to brokerage and market-data providers including Charles Schwab, Alpaca, Topstep, and Databento. Trades are executed on those platforms under each provider’s own terms; we are not the broker of record and do not custody funds, securities, or futures contracts.

Your relationship with each broker is governed by that broker’s account agreement. We are not responsible for execution quality, slippage, fills, margin, market data, or any other broker-side function. If a broker misexecutes or fails to execute an order, your remedy lies with that broker.

The Service is designed so that each user’s market data is sourced through that user’s own connected brokerage session where reasonably practicable. Your brokerage credentials are encrypted with AES-256-GCM keys derived per-user; Webasy LLC does not retain the plaintext keys necessary to decrypt your credentials in isolation from your authenticated session.

Where the Service relies on its own administrator-licensed market data sources to produce derivative analytical outputs distributed to multiple users, those sources are accessed under Webasy LLC’s own subscriptions and license agreements with the applicable exchanges or data vendors. Raw quotes, raw level-2 book data, raw chain quotes, and other underlying licensed inputs are not redistributed by Webasy LLC to users or third parties outside the boundaries permitted by the relevant data-vendor agreements.

You acknowledge that (a) the Service may cache market data transiently in server-side memory or databases for the limited purpose of computing the derivative outputs described in the following section, and (b) any such cache is internal infrastructure and is not a public republication of the underlying licensed feed.

The Service generates analytical outputs from licensed market data inputs. Examples of such derivative outputs (“Derivative Outputs”) include, without limitation: harmonic-pattern detections, conviction scores, order-flow event detections (absorption, walls, voids, icebergs, book flips, pack hunting, stop runs, spoofing, reversal stages), breadth composites, options-flow strategy groupings, dealer-flow regime tags, opening-bias classifications, lotto predictions, AI summaries, and post-trade grades.

Derivative Outputs are the original work product of Webasy LLC, generated by applying proprietary algorithms, models, weightings, and heuristics to the underlying licensed inputs. Webasy LLC retains all right, title, and interest, including all intellectual-property rights, in and to the Derivative Outputs and the underlying algorithms, models, code, and trade-secret know-how.

You are granted a limited, non-exclusive, non-transferable license to view Derivative Outputs through the Service for your personal trading activity during the term of your subscription. You may not (i) systematically extract, scrape, mirror, or republish Derivative Outputs to third parties, (ii) resell Derivative Outputs as a signals service or trading-room feed, (iii) use Derivative Outputs to train, calibrate, or develop competing machine-learning models without prior written consent, or (iv) circumvent any rate limiter, quota, or technical access control intended to enforce these limitations.

Underlying licensed inputs (raw quotes, raw level-2 book data, raw chain quotes, raw tick data) remain the property of the originating exchange or data vendor and are governed by their applicable licenses. Nothing in this Agreement transfers ownership of those underlying inputs to you.

The Service, including its software, designs, copy, trademarks, and the Derivative Outputs described in Section 8, is the property of Webasy LLC or its licensors. We grant you a limited, non-exclusive, non-transferable, revocable license to use the Service for your personal trading activity for the duration of your subscription. No other rights are granted, expressly or by implication.

Phihelm is not a registered broker-dealer, investment adviser, fiduciary, futures commission merchant, or other regulated financial entity in any jurisdiction. Pattern detections, order-flow signals, AI summaries, and any other content presented by the Service are for educational and informational purposes only. They do not constitute investment, tax, or legal advice and do not constitute a recommendation to buy, sell, or hold any security, contract, or other instrument.

Past performance is not indicative of future results. Trading involves substantial risk of loss and is not appropriate for every investor. You are solely responsible for your trading decisions and outcomes.

See our Risk Disclosure for additional information.

THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, TIMELY, OR ERROR-FREE.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, WEBASY LLC AND ITS OFFICERS, MEMBERS, EMPLOYEES, AND AGENTS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFITS, LOST TRADING OPPORTUNITIES, OR LOSS OF DATA, ARISING OUT OF OR RELATED TO THE SERVICE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

OUR TOTAL CUMULATIVE LIABILITY FOR ANY CLAIM ARISING OUT OF THESE TERMS OR THE SERVICE IS LIMITED TO THE GREATER OF (A) THE FEES YOU PAID US IN THE TWELVE MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR (B) USD $100.

You agree to indemnify and hold harmless Webasy LLC from any claim, loss, or expense (including reasonable legal fees) arising from your use of the Service, your trading decisions, or your breach of these Terms.

You may terminate your account at any time by cancelling your subscription and contacting [email protected] to request account closure. We may suspend or terminate your access for material breach of these Terms, for suspected fraud, or as required by law. The disclaimers, limitation of liability, indemnification, and governing-law sections survive termination.

These Terms are governed by the laws of the State of Texas, without regard to its conflict-of-laws principles. Any dispute arising out of or related to these Terms will be resolved exclusively in the state or federal courts located in Harris County, Texas, and you consent to personal jurisdiction in those courts. The United Nations Convention on Contracts for the International Sale of Goods does not apply.

We may revise these Terms from time to time. The current version will always be posted at this URL with the “Last updated” date. Material changes will be communicated via email to your account address and/or via an in-app notice. Your continued use of the Service after the effective date of a change constitutes acceptance of the revised Terms.

Questions about these Terms? Reach us at: